Tax planning and advisory
A return records decisions that have already been made. Planning is the part that changes the number — and it has to happen before December.
You are in the right place if…
Income about to change
A raise, a liquidity event, a business turning profitable.
Complex or multi-source income
Salary, equity, rental and business income in the same year.
Anyone who was surprised in April
The surprise was avoidable, and next year it can be.
Everything in the fee
- Annual planning reviewAdvisory
- Estimated payment scheduling1040-ES
- Equity exercise and sale timingAdvisory
- Retirement contribution strategyAdvisory
- Entity structure reviewAdvisory
- Multi-year income smoothingAdvisory
- Property purchase and sale timingAdvisory
- Pre-move and pre-departure planningAdvisory
Why April is too late
By the time a return is being prepared, almost every decision that determined the outcome has already been made. The options that were available — when to exercise, when to sell, how much to contribute, which entity to be — closed on 31 December. Planning is simply having that conversation while the choices still exist.
What we look at
The timing of income and deductions across years rather than within one. Retirement vehicles that are available to you and are not being used. Whether your withholding and estimates match what you will actually owe. Entity structure against current profit. And, for clients with international exposure, what a move in either direction would do to your position before it is irreversible.
Who this is worth it for
Honestly, not everybody. If your situation is a W-2 and a standard deduction, planning will not find much and we will tell you so. It earns its cost when income is variable, when equity is involved, when a business is profitable, or when something significant is about to change.